We have been notified of the payment declined issues with UK Visa fee payment and also IHS payment issues. For applicants going for study, both IHS FEES (NHS surcharge)  payment and visa fees payment are applicable. While other categories of visa such as visitors visa are required to pay visa fee only. Whichever the payment is, the problem of payment declined has persisted due to several reasons.   This has caused many people to abandon their application for UK VISA. The payment issues are due to the following reasons:

The UK visa fees are charged in US Dollars and the payment gateway is configured to debit in USD. We are all aware of the dollar scarcity in Nigeria, this has led to many banks to disable Dynamic currency conversion (DCC). In simple word, you can no longer pay dollars with your Naira Master/Visa Card. Some banks still allow payment with Naira but their limit is too low and not sufficient enough to pay the said fees.

The Solution:

If you are being faced with the payment decline issue, Here is some workaround you can use to successfully pay the fees:

  • USE A LOCAL DOLLAR DOMICILED CREDIT CARD: All banks give credit/Debit card that is funded with Dollars but you need to have a dollar account with the bank to be able to apply for it. Assuming you already have dollar account created for you at your bank, simply request for a credit/debit card linked to the account. Now buy dollars locally and deposit into the dollar account. Then use the card to make payment.
  • GET A FOREIGN CARD: Personally, I use my Bank of America Visa card to pay. If you don’t have a foreign bank account, you can seek the help of friends living abroad and send the link to them.
  • USE NAIJAGOINGABROAD LTD: This last solution is to relieve you from the cost of opening a dollar domiciled bank account and the high fees associated with dollar card maintenance from Nigerian banks, we have a launched the service of paying for UK visa fee for whoever is interested. Since we began, over 200+ applicants have been paid for and you only pay us the naira equivalent after we have successfully pay your application. We pay with our dollars, you don’t have to pay us first, so no commitments, its RISK-FREE and you don’t have to trust us.  After you have received payment successful email from the UK embassy and have logged in to verify that we have completed your payment, you may then pay to our Naira cooperate account, NAIJAGOINGABROAD LTD or simply visit our head Office at G206, Ogba Central Mall, Ogba, lagos. To use our service please make sure you have filled your application as extra charges apply if you need our assistance to complete your application. Make sure you only need payment service, for that, we only charge the naira value you were supposed to pay to the UK embassy and #5,000 service charge. Note that exchange rate is at the blackmarket rate.

Our Account Details:

Account Details:
Name: NAIJAGOINGABROAD LTD
Bank: STANBIC IBTC
Account Number: 0034136686

Visit our head office at:
G206, Ogba Central Mall, Ogba, Lagos.

For further discussion: Call/WhatsApp our helpline on 09065369929